Financial Joy: Set your financial goals for 2025 - Banish Debt, Grow Your Money and Unlock Financial Freedom

This book a life changing book and I highly recommend it! It is a step by step guide on how to deal with debt, grow your money and achieve financial freedom. It is very detailed and provides a number of alternatives on how to build several sources of income throughout your life. I have read a few books on how to build wealth and achieve financial independence over the last couple of years and this is the only book that I found that is focusing on the UK market, making it more relevant to me.What makes this book a must read as well a companion throughout your financial freedom journey is the fact that it doesn’t focus only on the financial aspect but also on the wellbeing aspect as well. We don’t necessary think about our wellbeing when trying to deal with debt and/or pursuing financial freedom but it is fundamental. Is it worth becoming financially wealthy and be miserable, to the detriment of your health (mental, physical and spiritual)? Nope.I started following Ken and Mary in November 2023 and I have learned so much since then. I wish I did years ago, which could have helped me avoid some pitfalls in my financial journey, some of which I am still dealing with the consequences today. However, as with everything in life, it’s never too late to start over on a blank page.I have read the book in one go but I vow to go back to it and follow it step by step and taking the necessary actions. My first action is to fight, and eventually get rid off, the employee mindset that has been holding me back for so long!I know it will take me years to implement all the steps but now I have a plan which is part of my strategy.Thank you for writing this guide and I highly recommend it to anyone who is on a financial journey, no matter your age or at what stage in your life you’re starting from.

I loved this book. It’s so useful and teaches financial literacy in a really easy to understand manner. There were many parts that didn’t apply to me but it’s great for people who have no idea how to start managing their finances. The section on investing was hugely educational and has made both my partner and myself take action. It’s also made me get my act together on all my untracked pensions. I recommend everyone who wants to get to grips with their finances read this book and take action as outlined.

This book has the potential to change the lives of a generation.There are lots of books on finance and financial freedom out there and I dare say this is one of the best and most important ones for a generation. These are the things I LOVE about the book:* The interviews - Interviews with people who have been on this journey and people you can connect with. There's nothing better than seeing that what the authors write about is tested and works. What makes it better is that with the variety of people interviewed, you can picture yourself doing it.* Tackling the 'Root of the Fruit' - The authors have done a brilliant job of helping us (readers) understand where the root problem for not reaching your financial goals comes from. They offer practical guides on how to break out of them.* Clear and Simple Communication - Anybody can pick this book up and will be well understood.* It goes beyond inspiration—some books leave you inspired, and that's where the story ends. This book is different. The authors hold you by the hand and guide you through the same path many have used (including themselves) to achieve financial joy.* Great illustrations, examples and life scenarios.I can't praise this book enough. It's hard to put down, and it all makes sense. My advice: Simply grab a copy, and you will thank yourself later. I'll grab a few more as gifts for loved ones.

'Financial Joy' is the perfect title for this book. It's brought me so much joy already! I'm reading my copy now, and have to stop every 10 minutes or so to absorb yet another revelation or insight. 'Financial Joy' is gold dust! It's one of the best personal finance books I've ever read, and I've been reading them since the 1990s. It's up there with 'Your Money or Your Life' by Joe Dominguez and Vicky Robin.It's full of relatable stories by the authors, packed with fascinating insights and genuine first-person case studies explaining how the techniques have worked for individuals, couples and families. Ken and Mary ground their work in their own lived experiences and those of the people they have helped since The Humble Penny was founded. They are honest and open about what has worked for them, and it's also clear that their success is due in no small part to how they express their faith values through their work.What really sets this work apart is the sheer diversity of stories from different communities. It contains a solid acknowledgement of international cultural influences and approaches to finance. Although this book is written from a UK perspective, the personal finance principles it outlines apply internationally.A must-have for every personal finance bookshelf.